Kings Bay Saint Marys & Kingsland Georgia Real Estate - Getting a Home Loan with Damaged Credit
So, you have made the decision that you would like to become a homeowner. As lenders, we have to perform a credit check. The credit we review are provided by all three reporting agencies. Equifax, Experian and Transunion are the three agencies lenders use. The middle of all three beacon scores is the one used to qualify a borrower for a mortgage.
Many lenders will deny would be borrowers if their mid-score is less than 620. However I take a different view of credit scores and look for a way to get the loan approved. There are sub-prime loans available for borrowers with low credit scores, however I believe that it is in the best interest of my clients to take the time to make some small repairs to their credit. By doing this, I am not only providing a valuable service that helpsmy clients, but I am able to save them from 2% to 4% on a fixed mortgage rate.
How long does it take before you can close on a loan? Usually from 30 to 60 days. It depends on how quickly you can provide me with the information to repair the credit.
How much does this cost? Nothing,provided you get your mortgage through my company.
It is best to contact me before you look at houses with your realtor. This way, you will have a pre-approval before you select your new home.
Contact me by visiting my website at www.thebestmortgageguy.com
Glenn Keller is a veteran in the mortgage industry and specializes in VA, FHA and Conventional home mortgages. Glenn is a Georgia representative with Affordable Home Funding at 1204 Hospitality Ave., Kingsland Georgia 31548
Related Articles:
Miami Beach Real Estate: Foreign Buyers Continue To Gobble Up Condos
The city of Miami Beach is a famous international vacation destination, drawing tourists from all over the globe, and from other states as well.
Arizona Personal Injury Lawyer
If you have suffered an injury resulting in significant damages you will need to hire a Arizona personal injury lawyer. In Flagstaff, AZ, there are probably quite a few pages of Arizona personal injury lawyer listings in the phone book. How do you pick the right one? What do you look for? What questions should you ask?
Smile South Florida - Broward County Cosmetic Dentist Becomes Lumineers® Certified
LUMINEERS® porcelain veneers are a painless, non-invasive way to brighten and align teeth without altering their natural structure.
Real Estate Investing And Marketing Guide For Newbies
As we all know that the economy is in a continuous state of fluctuation recently, and it?s not easy for investors to stay ahead of the trends. If you want to make money from something more reliable today and stay solid for many years to come, you might want to start investing in the real estate business.
SAMSA Completes Programming and Web Development for Client Offering Various Builders Exam Practice Tests
The recently completed designing and programming of a website for ETG Solutions, Inc. will accommodate for as many testing markets as possible into their product list. ETG President Matthew Endersbe states, "Our site was a very difficult task. It was designed from the ground up and SAMSA saw the entire project through in a timely and professional manner. ETG will be returning to SAMSA for its future Information System needs and will continue to recommend SAMSA to business associates and partners."
Over $35 Million to be Sold: Major Northeast Real Estate Auction on June 8
United Country - Absolute Auctions & Realty, Inc. located in Pleasant Valley, NY, will be conducting a major real estate auction of close to fifty properties at the Renaissance Westchester Hotel located in White Plains, NY on Sunday June 8th starting at 1:11PM. The doors will open for registration on-site at 10:33AM.
Georgia Land Auction for Prime Georgia Real Estate and Georgia Farms Ordered to Sell
A Georgia land auction for 478 +/- acres of Prime Georgia real estate and farms will be held, by order of the comptroller, on Saturday, September 6 At 10:00 AM in Colquitt County, Georgia.
The Art of Focus In Golf
Ninety percent of golf is mental. Oh heck, make that 95%! Arnold Palmer stated, ?The toughest 6 inches in the game of golf is between a player?s ears?.
How To Realistically Get Started As A Real Estate Investor
When it comes to real estate investing, most beginners find themselves with plenty of desire, a little bit of knowledge (from books, seminars, online message boards or something like that) and in most cases they have little or no money to get started with. Does this sound like you? If so you are not alone.
Unusual Retirement Planning Strategy is Improving the Real Estate Market
Recent bestselling wealth building books support an unusual wealth-building strategy. The effect of this popular technique is beginning to show in the raise of second home buying. If this new trend holds, the slumping housing market might be a thing of the past.